Xbox One will use real money, not Microsoft Points
microsoft points

It has long been rumoured and it's now finally official, Microsoft will kill off Microsoft Points for the Xbox One according to Marc Whitten at Microsoft's E3 keynote. He added that various countries will be able to use their local currency. This is a much better way to go as Microsoft points have made users buy more than they actually need, with real money you will only spend what you have to. Of course vouchers will also be available, but will have real money value on them rather than points.